routerlogin does not ask for username and password

I think I have figured out the culprit.  I unfortunately was forced to hard reset the router after I found no other solution.  After performing the hard reset, I reconfigured the settings manually.  It did start asking for my password again!    Each time after changing a setting, I logged out and logged back in to routerlogin.net to see which setting affects the bug.  Now for the cause of the problem. When I entered my ReadyCloud details, logged out of routerlogin.net, and went back in, it would no longer ask for my username and password until I hard reset the router (simply turning off ReadyCloud does not fix the problem, you have to do a full hard reset once it is enabled).

Summary: Once you turn on ReadyCloud, the router will no longer ask for a username and password upon accessing routerlogin.net exposing unauthorized router configuration access, and the only fix is to do a hard reset, erasing configurations that took me an hour to set.  I hope Netgear sees this, and decides to fix this security vulnerability ASAP.  I won't be using ReadyCloud until this is fixed.