I'm not savvy enough to know what "bufferbloat" is

Current firmware version on my RS700 : 
V1.0.10.8_2.0.109

Mfr / model # of ONT :
XGS-PON ONT Model FRX523
The cable is from Infinite Cable - a quality manufacturer of all things cable : 

https://us.infinitecables.com/products/cat8-s-ftp-40g-shielded-patch-cable-24awg-riser-cmr?variant=43920869556537

No IPv6 is Disabled...

...and Protection Engine is Disabled as well.

I haven't checked the Netgear admin webpage for my router when the network crashes. It usually happens at a VERY in-opportune time where I want it back online as soon as possible, so I use the iOS Nighthawk app to reboot the router. Up until the point I do the reboot step, I am still seeing the network name. During the reboot process the network temporarily disappears until it finishes the reboot at which point everything resumes functioning when reboot is complete.

I bought the router through B&H Photo in mid-June of 2025