SMB User Home Shares Don't Require Password 6.1.4

I am running 6.1.4. I have user home shares enabled for SMB and FTP. If I ftp it requires a password as aspected. When I map a network drive under windows using
net use without specifying a password it mounts and I have read/write privledges. I'm sure I must have the permissions screwed up somehow but I can't seem to find anything in the GUI to enable me to fix that. I have passable linux knowledge so I don't have a problem using the command line, I'm just not sure what to update and where.

I checked for an smb.conf file and there's one in /etc/samba

# This file is auto-generated. Do not modify!

[global]
include = /etc/frontview/samba/smb.conf.defaults
host msdfs = yes
#dashboard: allow trusted domains = 0
dos charset = CP1252
follow symlinks = 0
guest account = guest
hostname lookups = 0
idmap config * : range = 32768 - 2147483647
invalid users = root
load printers = 0
log level = 0 auth:2
map to guest = Bad User
max log size = 512
name resolve order = lmhosts host wins bcast
oplocks = 1
passdb backend = tdbsam
#dashboard:# orgunit =
passwd program = "/usr/bin/passwd %u"
#dashboard:password server = *
realm =
security = user
server string = "%h"
syslog only = 0
template homedir = /home/%U
unix charset = UTF-8
unix password sync = 1
veto files = /Network Trash Folder/Temporary Items/aquota
workgroup = VOLUME
#dashboard:container = 0
#dashboard:domain_admin_user =

include = /etc/frontview/samba/smb.conf.%a
include = /etc/frontview/samba/smb.conf.overrides
include = /etc/frontview/samba/Shares.conf
include = /etc/frontview/samba/Shares.conf.%U
include = /etc/frontview/samba/addons/addons.conf

[homes]
admin users = "admin","Administrator"
valid users = "%S","admin","Administrator"
browseable = 0
writeable = 1
public = 0

In /etc/frontview/samba/ though there are multiple smb.conf files. They end in .OSX , .WIN.NT, etc to include smb.conf.defaults.